Fortifi Bank in Wisconsin vs the state
4.4%Denial rate-9.61 pts vs state
4.6%Decision denial rate-11.78 pts vs state
86.1%Origination rate+17.93 pts vs state
—Median rate
—Rate spread (pts)
$107kMedian applicant income
235Loans originated
12Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 236 | 194 | 8.5% | 7.25% | #116 |
| 2024 | 250 | 216 | 4.0% | — | #116 |
| 2025 | 273 | 235 | 4.4% | — | #125 |
What Fortifi Bank lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Fortifi Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Green Lake County | 47 | 40 | 2 | 4.3% |
| Winnebago County | 39 | 32 | 3 | 7.7% |
| Marquette County | 38 | 32 | 3 | 7.9% |
| Waushara County | 33 | 27 | 1 | 3.0% |
| Brown County | 23 | 21 | 0 | 0.0% |
| Fond du Lac County | 21 | 18 | 2 | 9.5% |
| Outagamie County | 8 | 8 | 0 | 0.0% |
| Columbia County | 7 | 7 | 0 | 0.0% |
| Adams County | 6 | 4 | 1 | 16.7% |
| Door County | 5 | 5 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 273 applications in 2025, of which 235 were originated and 12 denied.
4.4% of all applications, or 4.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Fortifi Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology