Green Lake County, Wisconsin · 2025

Mortgage lenders in Green Lake County, WI: denial rates and top lenders (2025)

145 lenders acted on 777 mortgage applications for properties in Green Lake County in 2025. 15.3% were denied (Wisconsin: 14.0%). Median rate on closed loans 6.75%; median loan $175,000; median property value $275,000.

777Applications
15.3%Denial ratestate 14.0%
6.75%Median ratestate 6.63%
$175,000Median loan
$275,000Median property value

Largest lenders in Green Lake County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Summit Credit Union A 5229 15.4%6.75%
2 Fortifi Bank A 4740 4.3%
3 U.S. Bank D 4328 23.3%6.99%
4 Rocket Mortgage C 4232 14.3%6.69%
5 National Exchange Bank and Trust C 3025 3.3%7.00%
6 Horicon Bank B 2822 7.1%6.63%
7 BMO Bank F 2415 29.2%8.33%
8 Community First A 2416 12.5%5.49%
9 Marine Credit Union F 198 47.4%8.42%
10 Mortgage Research Center C 1813 11.1%6.25%
11 Verve, a Credit Union B 1710 0.0%6.50%
12 University of Wisconsin Credit Union A 1711 23.5%6.81%
13 Compeer Financial, Flca C 1513 13.3%6.88%
14 Landmark Credit Union A 149 14.3%6.38%
15 Newrez D 144 14.3%7.06%
16 Guild Mortgage A 1412 0.0%6.63%
17 Pennymac Loan Services C 127 0.0%6.25%
18 Associated Bank B 117 36.4%6.75%
19 United Shore Financial Services B 115 27.3%6.41%
20 Bank First A 1110 9.1%6.81%
21 Fairway Independent Mortgage B 108 20.0%6.69%
22 Primary Residential Mortgage C 104 20.0%6.56%
23 Barrington Bank & Trust Company C 97 11.1%6.13%
24 Broker Solutions D 92 0.0%6.62%
25 Johnson Financial Group A 86 0.0%6.55%

What Green Lake County borrowers applied for

By loan purpose

Home purchase 323 42% · 8.4% denied
Refinance 121 16% · 11.6% denied
Cash-out refinance 170 22% · 20.6% denied
Home improvement 76 10% · 30.3% denied
Other / HELOC 87 11% · 23.0% denied

By loan type

Conventional 628 81% · 14.8% denied
FHA 85 11% · 20.0% denied
VA 59 8% · 13.6% denied
USDA / RHS 5 1% · 20.0% denied

Why applications were denied

Debt-to-income ratio 39 33%
Credit history 27 23%
Collateral 24 21%
Incomplete application 17 15%
Other 7 6%
Employment history 1 1%
Insufficient cash 1 1%
Unverifiable information 1 1%

Green Lake County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202357139515.8%7.00%$115,000
202467846514.3%6.99%$145,000
202577750815.3%6.75%$175,000

Frequently asked questions

15.3% of applications in Green Lake County were denied in 2025, against 14.0% statewide in Wisconsin.

Summit Credit Union, with 52 applications in 2025 and a denial rate of 15.4%.

The median mortgage application in Green Lake County in 2025 was for $175,000; the median property value on originated loans was $275,000.