Marine Credit Union in Wisconsin vs the state
34.1%Denial rate+20.11 pts vs state
44.3%Decision denial rate+27.90 pts vs state
36.5%Origination rate-31.70 pts vs state
8.73%Median rate+2.11 pts vs state
2.69Rate spread (pts)+2.57 pts vs state
$79kMedian applicant income
893Loans originated
836Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,383 | 858 | 33.2% | 8.63% | #17 |
| 2024 | 2,155 | 762 | 35.5% | 9.38% | #22 |
| 2025 | 2,450 | 893 | 34.1% | 8.73% | #21 |
What Marine Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Marine Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 368 | 111 | 155 | 42.1% |
| Fond du Lac County | 213 | 92 | 63 | 29.6% |
| Eau Claire County | 114 | 39 | 39 | 34.2% |
| Chippewa County | 110 | 33 | 42 | 38.2% |
| Brown County | 110 | 48 | 29 | 26.4% |
| La Crosse County | 104 | 52 | 25 | 24.0% |
| Racine County | 84 | 22 | 31 | 36.9% |
| Dodge County | 80 | 36 | 20 | 25.0% |
| Sheboygan County | 63 | 22 | 17 | 27.0% |
| Crawford County | 62 | 25 | 14 | 22.6% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 2,450 applications in 2025, of which 893 were originated and 836 denied.
34.1% of all applications, or 44.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Marine Credit Union originated in Wisconsin in 2025 was 8.73%, against a statewide median of 6.63%.
About this data. Figures are Marine Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology