Crawford County, Wisconsin · 2025

Mortgage lenders in Crawford County, WI: denial rates and top lenders (2025)

114 lenders acted on 479 mortgage applications for properties in Crawford County in 2025. 15.7% were denied (Wisconsin: 14.0%). Median rate on closed loans 6.65%; median loan $145,000; median property value $255,000.

479Applications
15.7%Denial ratestate 14.0%
6.65%Median ratestate 6.63%
$145,000Median loan
$255,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Peoples State Bank B 6556 7.7%
2 Marine Credit Union F 6225 22.6%8.50%
3 ALTRA Federal Credit Union B 2320 8.7%6.48%
4 Royal Bank C 2015 0.0%6.75%
5 Westby Co-op Credit Union B 1911 5.3%7.01%
6 Mortgage Research Center C 179 11.8%6.25%
7 Rocket Mortgage C 1611 25.0%5.99%
8 Compeer Financial, Flca C 1611 6.3%7.25%
9 Summit Credit Union A 146 28.6%7.00%
10 Associated Bank B 126 25.0%7.44%
11 University of Wisconsin Credit Union A 107 20.0%6.44%
12 Pennymac Loan Services C 91 33.3%5.63%
13 Dupaco Community A 77 0.0%6.00%
14 Union Home Mortgage B 75 28.6%6.99%
15 Loandepot.Com D 73 42.9%7.88%
16 Freedom Mortgage B 64 0.0%6.50%
17 United Shore Financial Services B 66 0.0%6.04%
18 Citizens First Bank A 64 16.7%
19 Heartland Credit Union (Madison) B 54 20.0%7.12%
20 One Community Bank B 55 0.0%6.95%

Best approval odds in Crawford County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Peoples State Bank618.2%

What Crawford County borrowers applied for

By loan purpose

Home purchase 213 44% · 10.3% denied
Refinance 77 16% · 11.7% denied
Cash-out refinance 116 24% · 22.4% denied
Home improvement 30 6% · 23.3% denied
Other / HELOC 43 9% · 25.6% denied

By loan type

Conventional 401 84% · 15.2% denied
FHA 42 9% · 19.1% denied
VA 35 7% · 14.3% denied
USDA / RHS 1 0% · 100.0% denied

Why applications were denied

Credit history 17 27%
Debt-to-income ratio 17 27%
Collateral 14 22%
Incomplete application 5 8%
Other 5 8%
Unverifiable information 4 6%
Employment history 1 2%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202331419716.6%7.13%$125,000
202442427615.8%7.14%$115,000
202547930315.7%6.65%$145,000

Frequently asked questions

15.7% of applications in Crawford County were denied in 2025, against 14.0% statewide in Wisconsin.

Peoples State Bank, with 65 applications in 2025 and a denial rate of 7.7%.

The median mortgage application in Crawford County in 2025 was for $145,000; the median property value on originated loans was $255,000.