ALTRA Federal Credit Union in Wisconsin vs the state
5.8%Denial rate-8.17 pts vs state
6.3%Decision denial rate-10.05 pts vs state
83.9%Origination rate+15.77 pts vs state
6.66%Median rate+0.03 pts vs state
0.17Rate spread (pts)+0.05 pts vs state
$111kMedian applicant income
1,466Loans originated
102Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,480 | 1,316 | 5.5% | 6.66% | #25 |
| 2024 | 1,571 | 1,288 | 6.2% | 6.98% | #27 |
| 2025 | 1,747 | 1,466 | 5.8% | 6.66% | #28 |
What ALTRA Federal Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most ALTRA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| La Crosse County | 1,226 | 1,029 | 72 | 5.9% |
| Monroe County | 105 | 84 | 10 | 9.5% |
| Vernon County | 99 | 87 | 4 | 4.0% |
| Trempealeau County | 98 | 82 | 7 | 7.1% |
| Jackson County | 25 | 22 | 1 | 4.0% |
| Crawford County | 23 | 20 | 2 | 8.7% |
| Buffalo County | 23 | 17 | 1 | 4.3% |
| Dane County | 16 | 10 | 0 | 0.0% |
| Eau Claire County | 15 | 12 | 2 | 13.3% |
| Sawyer County | 14 | 13 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,747 applications in 2025, of which 1,466 were originated and 102 denied.
5.8% of all applications, or 6.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans ALTRA Federal Credit Union originated in Wisconsin in 2025 was 6.66%, against a statewide median of 6.63%.
About this data. Figures are ALTRA Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology