Largest lenders in Trempealeau County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Royal Credit Union | B | 123 | 88 | 13.0% | 6.75% |
| 2 | ALTRA Federal Credit Union | B | 98 | 82 | 7.1% | 6.88% |
| 3 | CO-OP Credit Union | B | 61 | 54 | 6.6% | 6.55% |
| 4 | Rocket Mortgage | C | 31 | 19 | 38.7% | 6.63% |
| 5 | Marine Credit Union | F | 29 | 7 | 44.8% | 9.73% |
| 6 | Bluff View Bank | – | 26 | 24 | 3.9% | — |
| 7 | Merchants Bank | A | 25 | 22 | 8.0% | 6.21% |
| 8 | Citizens Community Federal | B | 22 | 9 | 9.1% | 6.50% |
| 9 | Associated Bank | B | 18 | 11 | 33.3% | 6.63% |
| 10 | Union Home Mortgage | B | 13 | 10 | 0.0% | 6.63% |
| 11 | Mortgage Research Center | C | 12 | 6 | 25.0% | 6.00% |
| 12 | Pennymac Loan Services | C | 11 | 5 | 18.2% | 5.75% |
| 13 | Compeer Financial, Flca | C | 11 | 10 | 0.0% | 7.43% |
| 14 | Prosperity Home Mortgage | A | 11 | 9 | 9.1% | 6.63% |
| 15 | Citizens First Bank | A | 11 | 10 | 9.1% | — |
| 16 | Hiawatha National Bank | A | 10 | 10 | 0.0% | — |
| 17 | United Shore Financial Services | B | 10 | 5 | 40.0% | 7.00% |
| 18 | Servion | B | 10 | 8 | 10.0% | 6.63% |
| 19 | WESTCONSIN Credit Union | C | 10 | 6 | 30.0% | 6.56% |
| 20 | Consumer Real Estate Finance | F | 9 | 7 | 11.1% | 6.63% |
| 21 | Freedom Mortgage | B | 9 | 5 | 0.0% | 6.13% |
| 22 | Guild Mortgage | A | 9 | 8 | 0.0% | 6.56% |
| 23 | Navy Federal Credit Union | D | 9 | 5 | 11.1% | 6.25% |
| 24 | Firefighters Credit Union | B | 9 | 6 | 11.1% | 6.00% |
| 25 | Park Bank | – | 9 | 8 | 0.0% | — |
Best approval odds in Trempealeau County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | CO-OP Credit Union | 58 | 6.9% |
| 2 | ALTRA Federal Credit Union | 94 | 7.5% |
| 3 | Royal Credit Union | 106 | 15.1% |
What Trempealeau County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Trempealeau County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 683 | 488 | 13.8% | 6.75% | $125,000 |
| 2024 | 706 | 523 | 12.5% | 7.00% | $155,000 |
| 2025 | 826 | 565 | 15.1% | 6.63% | $165,000 |
Frequently asked questions
15.1% of applications in Trempealeau County were denied in 2025, against 14.0% statewide in Wisconsin.
Royal Credit Union, with 123 applications in 2025 and a denial rate of 13.0%.
The median mortgage application in Trempealeau County in 2025 was for $165,000; the median property value on originated loans was $275,000.