Union Home Mortgage in Wisconsin vs the state
6.1%Denial rate-7.89 pts vs state
7.4%Decision denial rate-9.00 pts vs state
75.3%Origination rate+7.13 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.36 pts vs state
$98kMedian applicant income
603Loans originated
49Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 261 | 202 | 4.6% | 7.00% | #110 |
| 2024 | 479 | 381 | 5.4% | 6.88% | #83 |
| 2025 | 801 | 603 | 6.1% | 6.63% | #64 |
What Union Home Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Union Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 138 | 107 | 3 | 2.2% |
| Waukesha County | 73 | 59 | 2 | 2.7% |
| La Crosse County | 65 | 51 | 1 | 1.5% |
| Sheboygan County | 54 | 47 | 1 | 1.9% |
| Eau Claire County | 51 | 35 | 5 | 9.8% |
| Monroe County | 32 | 22 | 4 | 12.5% |
| Racine County | 30 | 26 | 0 | 0.0% |
| Chippewa County | 27 | 18 | 3 | 11.1% |
| Washington County | 22 | 11 | 6 | 27.3% |
| Manitowoc County | 22 | 14 | 4 | 18.2% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 801 applications in 2025, of which 603 were originated and 49 denied.
6.1% of all applications, or 7.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Union Home Mortgage originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Union Home Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology