Prosperity Home Mortgage in Wisconsin vs the state
5.7%Denial rate-8.35 pts vs state
6.8%Decision denial rate-9.57 pts vs state
77.7%Origination rate+9.51 pts vs state
6.38%Median rate-0.25 pts vs state
0.16Rate spread (pts)+0.04 pts vs state
$106kMedian applicant income
782Loans originated
57Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 867 | 702 | 7.5% | 6.50% | #45 |
| 2024 | 963 | 757 | 8.0% | 6.63% | #46 |
| 2025 | 1,007 | 782 | 5.7% | 6.38% | #49 |
What Prosperity Home Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 179 | 145 | 5 | 2.8% |
| Milwaukee County | 112 | 89 | 10 | 8.9% |
| Waukesha County | 92 | 63 | 2 | 2.2% |
| St. Croix County | 63 | 50 | 1 | 1.6% |
| Racine County | 38 | 29 | 1 | 2.6% |
| Sauk County | 37 | 32 | 0 | 0.0% |
| Washington County | 36 | 31 | 1 | 2.8% |
| Marathon County | 29 | 19 | 3 | 10.3% |
| Columbia County | 26 | 18 | 2 | 7.7% |
| Rock County | 25 | 16 | 2 | 8.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,007 applications in 2025, of which 782 were originated and 57 denied.
5.7% of all applications, or 6.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Prosperity Home Mortgage originated in Wisconsin in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology