Navy Federal Credit Union in Wisconsin vs the state
18.1%Denial rate+4.07 pts vs state
26.2%Decision denial rate+9.85 pts vs state
50.4%Origination rate-17.77 pts vs state
6.63%Median rate0.00 pts vs state
-0.05Rate spread (pts)-0.17 pts vs state
$110kMedian applicant income
602Loans originated
216Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 971 | 441 | 26.6% | 6.64% | #39 |
| 2024 | 1,097 | 564 | 20.0% | 6.88% | #41 |
| 2025 | 1,195 | 602 | 18.1% | 6.63% | #42 |
What Navy Federal Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Navy Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 215 | 76 | 67 | 31.2% |
| Kenosha County | 87 | 47 | 14 | 16.1% |
| Racine County | 74 | 48 | 10 | 13.5% |
| Waukesha County | 69 | 35 | 10 | 14.5% |
| Dane County | 65 | 33 | 6 | 9.2% |
| Brown County | 44 | 22 | 9 | 20.5% |
| Outagamie County | 34 | 20 | 7 | 20.6% |
| Walworth County | 32 | 18 | 3 | 9.4% |
| Marathon County | 31 | 15 | 6 | 19.4% |
| Winnebago County | 29 | 20 | 5 | 17.2% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,195 applications in 2025, of which 602 were originated and 216 denied.
18.1% of all applications, or 26.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Navy Federal Credit Union originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Navy Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology