Firefighters Credit Union in Wisconsin vs the state
4.4%Denial rate-9.66 pts vs state
5.1%Decision denial rate-11.23 pts vs state
80.4%Origination rate+12.28 pts vs state
7.25%Median rate+0.63 pts vs state
0.28Rate spread (pts)+0.16 pts vs state
$123kMedian applicant income
111Loans originated
6Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 71 | 3.2% | 8.25% | #229 |
| 2024 | 92 | 64 | 8.7% | 8.00% | #250 |
| 2025 | 138 | 111 | 4.4% | 7.25% | #217 |
What Firefighters Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Firefighters Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| La Crosse County | 99 | 79 | 4 | 4.0% |
| Monroe County | 15 | 14 | 1 | 6.7% |
| Trempealeau County | 9 | 6 | 1 | 11.1% |
| Vernon County | 5 | 2 | 0 | 0.0% |
| Sawyer County | 4 | 4 | 0 | 0.0% |
| Juneau County | 2 | 2 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Racine County | 1 | 1 | 0 | 0.0% |
| Fond du Lac County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 138 applications in 2025, of which 111 were originated and 6 denied.
4.4% of all applications, or 5.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Firefighters Credit Union originated in Wisconsin in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Firefighters Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology