Juneau County, Wisconsin · 2025

Mortgage lenders in Juneau County, WI: denial rates and top lenders (2025)

180 lenders acted on 1,066 mortgage applications for properties in Juneau County in 2025. 16.8% were denied (Wisconsin: 14.0%). Median rate on closed loans 6.75%; median loan $155,000; median property value $275,000.

1.1kApplications
16.8%Denial ratestate 14.0%
6.75%Median ratestate 6.63%
$155,000Median loan
$275,000Median property value

Largest lenders in Juneau County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Summit Credit Union A 10877 14.8%6.75%
2 Royal Bank C 6649 9.1%7.00%
3 Rocket Mortgage C 4639 8.7%6.50%
4 Westby Co-op Credit Union B 3624 8.3%7.19%
5 United Shore Financial Services B 3315 30.3%6.13%
6 BMO Bank F 3312 33.3%9.18%
7 University of Wisconsin Credit Union A 3118 25.8%6.13%
8 Bank First A 2918 17.2%7.19%
9 Mortgage Research Center C 2516 16.0%6.13%
10 Union Home Mortgage B 2216 4.6%6.99%
11 Marine Credit Union F 225 45.5%8.63%
12 Fairway Independent Mortgage B 2119 9.5%6.75%
13 Pennymac Loan Services C 2013 0.0%6.13%
14 Compeer Financial, Flca C 2010 15.0%7.56%
15 AmeriSave Mortgage D 193 73.7%6.75%
16 Newrez D 1912 15.8%6.75%
17 Associated Bank B 146 42.9%6.56%
18 Broker Solutions D 143 7.1%6.75%
19 Loandepot.Com D 1410 21.4%6.62%
20 Barrington Bank & Trust Company C 139 15.4%6.75%
21 Guild Mortgage A 1311 7.7%6.50%
22 Nations Lending B 1310 0.0%6.93%
23 Carrington Mortgage Services D 123 33.3%8.93%
24 1st Community Credit Union C 126 8.3%6.19%
25 Crosscountry Mortgage B 116 0.0%6.91%

Best approval odds in Juneau County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Royal Bank5610.7%
2Summit Credit Union10016.0%

What Juneau County borrowers applied for

By loan purpose

Home purchase 464 44% · 9.1% denied
Refinance 185 17% · 17.8% denied
Cash-out refinance 233 22% · 23.2% denied
Home improvement 77 7% · 27.3% denied
Other / HELOC 107 10% · 27.1% denied

By loan type

Conventional 799 75% · 16.5% denied
FHA 151 14% · 23.2% denied
VA 106 10% · 11.3% denied
USDA / RHS 10 1% · 0.0% denied

Why applications were denied

Debt-to-income ratio 51 28%
Credit history 44 25%
Collateral 33 18%
Incomplete application 24 13%
Other 17 9%
Employment history 4 2%
Unverifiable information 3 2%
Insufficient cash 3 2%

Juneau County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202377349218.1%7.13%$135,000
202488854819.8%6.99%$155,000
20251,06665616.8%6.75%$155,000

Frequently asked questions

16.8% of applications in Juneau County were denied in 2025, against 14.0% statewide in Wisconsin.

Summit Credit Union, with 108 applications in 2025 and a denial rate of 14.8%.

The median mortgage application in Juneau County in 2025 was for $155,000; the median property value on originated loans was $275,000.