Loandepot.Com · Wisconsin · 2025

Loandepot.Com in Wisconsin: approval rate, denial rate and rates (2025)

Loandepot.Com took 1,672 mortgage applications in Wisconsin in 2025, ranking #31 of 938 lenders active in the state. It originated 57.2% of them and denied 24.4% (29.3% of the applications it decided), against a statewide denial rate of 14.0%.

1.7kApplicationsin WI
29.3%Decision denial ratestate 16.4%
6.99%Median ratestate 6.63%
$145,000Median loanstate $165,000
$177MVolume69 counties

Loandepot.Com in Wisconsin vs the state

24.4%Denial rate+10.39 pts vs state
29.3%Decision denial rate+12.95 pts vs state
57.2%Origination rate-10.97 pts vs state
6.99%Median rate+0.37 pts vs state
0.85Rate spread (pts)+0.73 pts vs state
$74kMedian applicant income
956Loans originated
408Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202390248528.5%6.75%#43
20241,48479426.6%6.88%#31
20251,67295624.4%6.99%#31

What Loandepot.Com lends in Wisconsin

By loan purpose

Home purchase 360 22% · 9.4% denied
Refinance 123 7% · 21.1% denied
Cash-out refinance 638 38% · 29.5% denied
Home improvement 57 3% · 24.6% denied
Other / HELOC 494 30% · 29.6% denied

By loan type

Conventional 1,110 66% · 20.2% denied
FHA 443 26% · 35.2% denied
VA 117 7% · 23.9% denied
USDA / RHS 2 0% · 0.0% denied

Why it denied Wisconsin applicants

Collateral 122 30%
Debt-to-income ratio 80 20%
Credit history 59 14%
Unverifiable information 57 14%
Incomplete application 57 14%
Other 24 6%
Insufficient cash 6 1%
Employment history 3 1%

Where in Wisconsin

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 21811065 29.8%
Waukesha County 946415 16.0%
Dane County 926218 19.6%
Polk County 764912 15.8%
Barron County 573114 24.6%
Kenosha County 57418 14.0%
Racine County 552815 27.3%
Rock County 543111 20.4%
St. Croix County 533115 28.3%
Brown County 532613 24.5%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 1,672 applications in 2025, of which 956 were originated and 408 denied.

24.4% of all applications, or 29.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Loandepot.Com originated in Wisconsin in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology