Nations Lending in Wisconsin vs the state
2.8%Denial rate-11.19 pts vs state
2.9%Decision denial rate-13.46 pts vs state
88.5%Origination rate+20.39 pts vs state
6.63%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.16 pts vs state
$93kMedian applicant income
943Loans originated
30Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 624 | 530 | 4.0% | 7.00% | #60 |
| 2024 | 801 | 694 | 3.3% | 6.75% | #56 |
| 2025 | 1,065 | 943 | 2.8% | 6.63% | #47 |
What Nations Lending lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Nations Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 149 | 128 | 6 | 4.0% |
| Brown County | 131 | 124 | 1 | 0.8% |
| Winnebago County | 91 | 83 | 2 | 2.2% |
| Dane County | 89 | 80 | 3 | 3.4% |
| Outagamie County | 83 | 73 | 2 | 2.4% |
| Wood County | 49 | 43 | 2 | 4.1% |
| Waukesha County | 46 | 44 | 0 | 0.0% |
| Fond du Lac County | 39 | 36 | 1 | 2.6% |
| Rock County | 33 | 25 | 3 | 9.1% |
| Clark County | 29 | 22 | 1 | 3.4% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,065 applications in 2025, of which 943 were originated and 30 denied.
2.8% of all applications, or 2.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Nations Lending originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Nations Lending's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology