AmeriSave Mortgage · Wisconsin · 2025

AmeriSave Mortgage in Wisconsin: approval rate, denial rate and rates (2025)

AmeriSave Mortgage took 1,208 mortgage applications in Wisconsin in 2025, ranking #41 of 938 lenders active in the state. It originated 27.7% of them and denied 61.3% (68.4% of the applications it decided), against a statewide denial rate of 14.0%.

1.2kApplicationsin WI
68.4%Decision denial ratestate 16.4%
8.25%Median ratestate 6.63%
$105,000Median loanstate $165,000
$38MVolume71 counties

AmeriSave Mortgage in Wisconsin vs the state

61.3%Denial rate+47.33 pts vs state
68.4%Decision denial rate+52.00 pts vs state
27.7%Origination rate-40.50 pts vs state
8.25%Median rate+1.63 pts vs state
2.65Rate spread (pts)+2.53 pts vs state
$66kMedian applicant income
334Loans originated
741Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,16820025.9%6.25%#32
20241,37420172.3%8.88%#34
20251,20833461.3%8.25%#41

What AmeriSave Mortgage lends in Wisconsin

By loan purpose

Home purchase 37 3% · 62.2% denied
Refinance 19 2% · 68.4% denied
Cash-out refinance 1,152 95% · 61.2% denied

By loan type

Conventional 772 64% · 56.1% denied
FHA 375 31% · 69.9% denied
VA 58 5% · 74.1% denied
USDA / RHS 3 0% · 100.0% denied

Why it denied Wisconsin applicants

Incomplete application 455 61%
Debt-to-income ratio 83 11%
Collateral 73 10%
Credit history 51 7%
Unverifiable information 51 7%
Insufficient cash 18 2%
Other 10 1%

Where in Wisconsin

Counties with the most AmeriSave Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 22362138 61.9%
Waukesha County 592035 59.3%
Dane County 591936 61.0%
Racine County 49929 59.2%
Kenosha County 401719 47.5%
Brown County 391518 46.2%
Walworth County 351019 54.3%
Winnebago County 341120 58.8%
Washington County 28717 60.7%
Outagamie County 271214 51.9%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 1,208 applications in 2025, of which 334 were originated and 741 denied.

61.3% of all applications, or 68.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans AmeriSave Mortgage originated in Wisconsin in 2025 was 8.25%, against a statewide median of 6.63%.

About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology