Broker Solutions · Wisconsin · 2025

Broker Solutions in Wisconsin: approval rate, denial rate and rates (2025)

Broker Solutions took 1,720 mortgage applications in Wisconsin in 2025, ranking #29 of 938 lenders active in the state. It originated 31.3% of them and denied 10.9% (25.2% of the applications it decided), against a statewide denial rate of 14.0%.

1.7kApplicationsin WI
25.2%Decision denial ratestate 16.4%
6.88%Median ratestate 6.63%
$185,000Median loanstate $165,000
$133MVolume71 counties

Broker Solutions in Wisconsin vs the state

10.9%Denial rate-3.08 pts vs state
25.2%Decision denial rate+8.87 pts vs state
31.3%Origination rate-36.87 pts vs state
6.88%Median rate+0.25 pts vs state
0.77Rate spread (pts)+0.65 pts vs state
$83kMedian applicant income
538Loans originated
188Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202377032610.3%7.00%#51
20241,22243611.4%6.99%#36
20251,72053810.9%6.88%#29

What Broker Solutions lends in Wisconsin

By loan purpose

Home purchase 423 25% · 6.2% denied
Refinance 285 17% · 7.4% denied
Cash-out refinance 692 40% · 11.9% denied
Home improvement 108 6% · 11.1% denied
Other / HELOC 212 12% · 22.2% denied

By loan type

Conventional 777 45% · 8.4% denied
FHA 855 50% · 13.1% denied
VA 85 5% · 11.8% denied
USDA / RHS 3 0% · 33.3% denied

Why it denied Wisconsin applicants

Credit history 108 57%
Collateral 27 14%
Other 21 11%
Unverifiable information 13 7%
Incomplete application 9 5%
Debt-to-income ratio 8 4%
Employment history 1 1%
Insufficient cash 1 1%

Where in Wisconsin

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 3039143 14.2%
Waukesha County 127436 4.7%
Racine County 832511 13.3%
Sheboygan County 69287 10.1%
Kenosha County 68188 11.8%
Rock County 63188 12.7%
Dane County 59117 11.9%
Outagamie County 44194 9.1%
Walworth County 43157 16.3%
Brown County 37151 2.7%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 1,720 applications in 2025, of which 538 were originated and 188 denied.

10.9% of all applications, or 25.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Broker Solutions originated in Wisconsin in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology