Carrington Mortgage Services in Wisconsin vs the state
41.2%Denial rate+27.22 pts vs state
49.1%Decision denial rate+32.70 pts vs state
32.5%Origination rate-35.61 pts vs state
6.63%Median rate0.00 pts vs state
0.79Rate spread (pts)+0.67 pts vs state
$86kMedian applicant income
206Loans originated
261Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 502 | 149 | 48.4% | 6.63% | #79 |
| 2024 | 512 | 187 | 35.4% | 6.63% | #79 |
| 2025 | 633 | 206 | 41.2% | 6.63% | #75 |
What Carrington Mortgage Services lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 127 | 27 | 64 | 50.4% |
| Waukesha County | 42 | 12 | 16 | 38.1% |
| Kenosha County | 29 | 9 | 14 | 48.3% |
| Racine County | 29 | 10 | 11 | 37.9% |
| Dane County | 29 | 13 | 9 | 31.0% |
| Rock County | 28 | 11 | 9 | 32.1% |
| Brown County | 25 | 5 | 11 | 44.0% |
| Outagamie County | 19 | 7 | 7 | 36.8% |
| Dodge County | 18 | 8 | 8 | 44.4% |
| Washington County | 18 | 9 | 4 | 22.2% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 633 applications in 2025, of which 206 were originated and 261 denied.
41.2% of all applications, or 49.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Carrington Mortgage Services originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology