Crosscountry Mortgage · Wisconsin · 2025

Crosscountry Mortgage in Wisconsin: approval rate, denial rate and rates (2025)

Crosscountry Mortgage took 1,553 mortgage applications in Wisconsin in 2025, ranking #33 of 938 lenders active in the state. It originated 68.9% of them and denied 4.8% (6.4% of the applications it decided), against a statewide denial rate of 14.0%.

1.6kApplicationsin WI
6.4%Decision denial ratestate 16.4%
6.75%Median ratestate 6.63%
$245,000Median loanstate $165,000
$301MVolume70 counties

Crosscountry Mortgage in Wisconsin vs the state

4.8%Denial rate-9.25 pts vs state
6.4%Decision denial rate-10.01 pts vs state
68.9%Origination rate+0.75 pts vs state
6.75%Median rate+0.13 pts vs state
0.48Rate spread (pts)+0.36 pts vs state
$95kMedian applicant income
1,070Loans originated
74Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,6771,1272.8%7.00%#24
20241,5921,1421.8%6.99%#26
20251,5531,0704.8%6.75%#33

What Crosscountry Mortgage lends in Wisconsin

By loan purpose

Home purchase 885 57% · 2.8% denied
Refinance 279 18% · 1.4% denied
Cash-out refinance 196 13% · 6.6% denied
Home improvement 45 3% · 26.7% denied
Other / HELOC 148 10% · 13.5% denied

By loan type

Conventional 1,005 65% · 4.9% denied
FHA 373 24% · 6.2% denied
VA 133 9% · 1.5% denied
USDA / RHS 42 3% · 0.0% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 19 26%
Collateral 17 23%
Credit history 11 15%
Other 10 14%
Incomplete application 8 11%
Unverifiable information 5 7%
Insufficient cash 4 5%

Where in Wisconsin

Counties with the most Crosscountry Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 18811411 5.9%
St. Croix County 1241024 3.2%
Polk County 119894 3.4%
Dane County 75512 2.7%
Kenosha County 71423 4.2%
Burnett County 66541 1.5%
Barron County 66543 4.5%
La Crosse County 54401 1.9%
Waukesha County 50343 6.0%
Walworth County 46282 4.3%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 1,553 applications in 2025, of which 1,070 were originated and 74 denied.

4.8% of all applications, or 6.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Crosscountry Mortgage originated in Wisconsin in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology