Park Bank · Wisconsin · 2025

Park Bank in Wisconsin: approval rate, denial rate and rates (2025)

Park Bank took 75 mortgage applications in Wisconsin in 2025, ranking #289 of 938 lenders active in the state. It originated 85.3% of them and denied 5.3% (5.9% of the applications it decided), against a statewide denial rate of 14.0%.

75Applicationsin WI
5.9%Decision denial ratestate 16.4%
Median ratestate 6.63%
$75,000Median loanstate $165,000
$7.3MVolume6 counties

Park Bank in Wisconsin vs the state

5.3%Denial rate-8.68 pts vs state
5.9%Decision denial rate-10.48 pts vs state
85.3%Origination rate+17.18 pts vs state
Median rate
Rate spread (pts)
$108kMedian applicant income
64Loans originated
4Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202372639.7%#262
202470624.3%#286
202575645.3%#289

What Park Bank lends in Wisconsin

By loan purpose

Home purchase 18 24% · 11.1% denied
Refinance 19 25% · 5.3% denied
Cash-out refinance 5 7% · 0.0% denied
Home improvement 17 23% · 0.0% denied
Other / HELOC 16 21% · 6.3% denied

By loan type

Conventional 75 100% · 5.3% denied

Why it denied Wisconsin applicants

Credit history 3 75%
Debt-to-income ratio 1 25%

Where in Wisconsin

Counties with the most Park Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
La Crosse County 48423 6.3%
Monroe County 1070 0.0%
Trempealeau County 980 0.0%
Jackson County 550 0.0%
Vernon County 110 0.0%
Bayfield County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 75 applications in 2025, of which 64 were originated and 4 denied.

5.3% of all applications, or 5.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Park Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology