Dupaco Community · Wisconsin · 2025

Dupaco Community in Wisconsin: approval rate, denial rate and rates (2025)

Dupaco Community took 700 mortgage applications in Wisconsin in 2025, ranking #72 of 938 lenders active in the state. It originated 77.9% of them and denied 13.6% (14.6% of the applications it decided), against a statewide denial rate of 14.0%.

700Applicationsin WI
14.6%Decision denial ratestate 16.4%
6.63%Median ratestate 6.63%
$110,000Median loanstate $165,000
$94MVolume31 counties

Dupaco Community in Wisconsin vs the state

13.6%Denial rate-0.44 pts vs state
14.6%Decision denial rate-1.74 pts vs state
77.9%Origination rate+9.71 pts vs state
6.63%Median rate0.00 pts vs state
-0.20Rate spread (pts)-0.32 pts vs state
$93kMedian applicant income
545Loans originated
95Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202353640618.3%7.25%#77
202460644716.2%7.75%#71
202570054513.6%6.63%#72

What Dupaco Community lends in Wisconsin

By loan purpose

Home purchase 198 28% · 4.6% denied
Refinance 102 15% · 14.7% denied
Cash-out refinance 57 8% · 26.3% denied
Home improvement 9 1% · 0.0% denied
Other / HELOC 334 48% · 16.8% denied

By loan type

Conventional 700 100% · 13.6% denied

Why it denied Wisconsin applicants

Credit history 26 27%
Debt-to-income ratio 25 26%
Collateral 19 20%
Unverifiable information 16 17%
Incomplete application 5 5%
Employment history 2 2%
Insufficient cash 1 1%
Other 1 1%

Where in Wisconsin

Counties with the most Dupaco Community applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Grant County 34927050 14.3%
Dane County 14211119 13.4%
Lafayette County 947611 11.7%
Iowa County 32204 12.5%
Columbia County 12101 8.3%
Rock County 1073 30.0%
Waukesha County 752 28.6%
Green County 751 14.3%
Crawford County 770 0.0%
Sauk County 550 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 700 applications in 2025, of which 545 were originated and 95 denied.

13.6% of all applications, or 14.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Dupaco Community originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Dupaco Community's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology