Green County, Wisconsin · 2025

Mortgage lenders in Green County, WI: denial rates and top lenders (2025)

134 lenders acted on 1,417 mortgage applications for properties in Green County in 2025. 13.8% were denied (Wisconsin: 14.0%). Median rate on closed loans 6.75%; median loan $155,000; median property value $355,000.

1.4kApplications
13.8%Denial ratestate 14.0%
6.75%Median ratestate 6.63%
$155,000Median loan
$355,000Median property value

Largest lenders in Green County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Summit Credit Union A 260191 12.7%6.75%
2 The Bank of New Glarus A 177167 1.7%6.75%
3 University of Wisconsin Credit Union A 124101 9.7%6.43%
4 Woodford State Bank A 8676 4.7%
5 Rocket Mortgage C 5436 18.5%6.81%
6 Lake Ridge Bank A 4436 11.4%5.49%
7 Zippy Loans D 3617 22.2%8.00%
8 The First National Bank and Trust C 3427 2.9%7.13%
9 The Bank of Brodhead B 3225 18.8%
10 Marine Credit Union F 308 53.3%9.36%
11 One Community Bank B 2019 0.0%7.25%
12 Associated Bank B 1911 31.6%6.88%
13 Heartland Credit Union (Madison) B 1711 5.9%6.99%
14 Newrez D 177 17.7%6.25%
15 Mortgage Research Center C 1711 5.9%6.25%
16 Figure Lending C 168 43.8%9.05%
17 Fairway Independent Mortgage B 1512 0.0%6.63%
18 Compeer Financial, Flca C 149 7.1%7.00%
19 Crosscountry Mortgage B 138 15.4%6.88%
20 Guild Mortgage A 1312 7.7%6.44%
21 UMB Bank B 124 41.7%5.48%
22 The Greenwood's State Bank A 1110 0.0%6.69%
23 Johnson Financial Group A 108 20.0%6.78%
24 Barrington Bank & Trust Company C 1010 0.0%6.63%
25 AmeriSave Mortgage D 102 70.0%6.63%

Best approval odds in Green County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1The Bank of New Glarus1721.7%
2Woodford State Bank844.8%
3University of Wisconsin Credit Union11510.4%
4Summit Credit Union24313.6%

What Green County borrowers applied for

By loan purpose

Home purchase 526 37% · 6.7% denied
Refinance 301 21% · 11.6% denied
Cash-out refinance 235 17% · 23.4% denied
Home improvement 168 12% · 16.1% denied
Other / HELOC 187 13% · 23.0% denied

By loan type

Conventional 1,285 91% · 13.7% denied
FHA 74 5% · 18.9% denied
VA 51 4% · 9.8% denied
USDA / RHS 7 0% · 0.0% denied

Why applications were denied

Debt-to-income ratio 80 44%
Credit history 35 19%
Collateral 30 16%
Incomplete application 15 8%
Other 14 8%
Unverifiable information 8 4%

Green County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,16786512.1%6.75%$125,000
20241,20988313.7%7.00%$155,000
20251,4171,00413.8%6.75%$155,000

Frequently asked questions

13.8% of applications in Green County were denied in 2025, against 14.0% statewide in Wisconsin.

Summit Credit Union, with 260 applications in 2025 and a denial rate of 12.7%.

The median mortgage application in Green County in 2025 was for $155,000; the median property value on originated loans was $355,000.