The Greenwood's State Bank in Wisconsin vs the state
2.8%Denial rate-11.26 pts vs state
2.8%Decision denial rate-13.56 pts vs state
85.3%Origination rate+17.17 pts vs state
6.80%Median rate+0.17 pts vs state
0.27Rate spread (pts)+0.15 pts vs state
$173kMedian applicant income
93Loans originated
3Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 64 | 5.5% | 7.00% | #261 |
| 2024 | 83 | 68 | 10.8% | 6.98% | #262 |
| 2025 | 109 | 93 | 2.8% | 6.80% | #242 |
What The Greenwood's State Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most The Greenwood's State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Walworth County | 25 | 23 | 0 | 0.0% |
| Dane County | 14 | 12 | 0 | 0.0% |
| Jefferson County | 13 | 9 | 3 | 23.1% |
| Green County | 11 | 10 | 0 | 0.0% |
| Rock County | 10 | 9 | 0 | 0.0% |
| Waukesha County | 8 | 7 | 0 | 0.0% |
| Milwaukee County | 5 | 5 | 0 | 0.0% |
| Kenosha County | 3 | 1 | 0 | 0.0% |
| Racine County | 3 | 3 | 0 | 0.0% |
| Sauk County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 109 applications in 2025, of which 93 were originated and 3 denied.
2.8% of all applications, or 2.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans The Greenwood's State Bank originated in Wisconsin in 2025 was 6.80%, against a statewide median of 6.63%.
About this data. Figures are The Greenwood's State Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology