Largest lenders in Lafayette County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Dupaco Community | A | 94 | 76 | 11.7% | 6.75% |
| 2 | Mound City Bank | A | 58 | 49 | 3.5% | — |
| 3 | Woodford State Bank | A | 44 | 40 | 4.6% | — |
| 4 | Summit Credit Union | A | 37 | 29 | 8.1% | 6.50% |
| 5 | The Bank of New Glarus | A | 29 | 27 | 3.5% | 6.88% |
| 6 | University of Wisconsin Credit Union | A | 17 | 10 | 29.4% | 6.50% |
| 7 | Rocket Mortgage | C | 13 | 8 | 30.8% | 7.25% |
| 8 | Marine Credit Union | F | 13 | 4 | 23.1% | 10.04% |
| 9 | Heartland Credit Union (Madison) | B | 11 | 8 | 0.0% | 7.24% |
| 10 | Compeer Financial, Flca | C | 8 | 2 | 50.0% | 6.69% |
| 11 | The First National Bank and Trust | C | 8 | 8 | 0.0% | 6.88% |
| 12 | MidWestOne Bank | A | 7 | 5 | 14.3% | 6.50% |
| 13 | Farmers Savings Bank | A | 7 | 7 | 0.0% | — |
| 14 | Mortgage Research Center | C | 6 | 3 | 16.7% | 6.25% |
| 15 | Empeople Credit Union | C | 6 | 3 | 33.3% | 6.49% |
| 16 | Associated Bank | B | 5 | 2 | 20.0% | 6.94% |
| 17 | Pennymac Loan Services | C | 5 | 2 | 20.0% | 6.75% |
| 18 | 21st Mortgage | F | 5 | 2 | 60.0% | 11.99% |
Best approval odds in Lafayette County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Mound City Bank | 55 | 3.6% |
| 2 | Dupaco Community | 87 | 12.6% |
What Lafayette County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lafayette County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 385 | 272 | 17.7% | 7.13% | $105,000 |
| 2024 | 320 | 230 | 14.7% | 7.13% | $125,000 |
| 2025 | 460 | 341 | 11.7% | 6.75% | $135,000 |
Frequently asked questions
11.7% of applications in Lafayette County were denied in 2025, against 14.0% statewide in Wisconsin.
Dupaco Community, with 94 applications in 2025 and a denial rate of 11.7%.
The median mortgage application in Lafayette County in 2025 was for $135,000; the median property value on originated loans was $255,000.