Farmers Savings Bank · Wisconsin · 2025

Farmers Savings Bank in Wisconsin: approval rate, denial rate and rates (2025)

Farmers Savings Bank took 114 mortgage applications in Wisconsin in 2025, ranking #238 of 938 lenders active in the state. It originated 71.9% of them and denied 5.3% (5.4% of the applications it decided), against a statewide denial rate of 14.0%.

114Applicationsin WI
5.4%Decision denial ratestate 16.4%
Median ratestate 6.63%
$235,000Median loanstate $165,000
$25MVolume11 counties

Farmers Savings Bank in Wisconsin vs the state

5.3%Denial rate-8.75 pts vs state
5.4%Decision denial rate-11.00 pts vs state
71.9%Origination rate+3.78 pts vs state
Median rate
Rate spread (pts)
$106kMedian applicant income
82Loans originated
6Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202399748.1%#221
20241251053.2%#200
2025114825.3%#238

What Farmers Savings Bank lends in Wisconsin

By loan purpose

Home purchase 67 59% · 3.0% denied
Refinance 30 26% · 6.7% denied
Cash-out refinance 6 5% · 0.0% denied
Home improvement 8 7% · 12.5% denied
Other / HELOC 3 3% · 33.3% denied

By loan type

Conventional 114 100% · 5.3% denied

Where in Wisconsin

Counties with the most Farmers Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Iowa County 56374 7.1%
Dane County 38291 2.6%
Lafayette County 770 0.0%
Sauk County 321 33.3%
Grant County 220 0.0%
Green County 210 0.0%
Marquette County 210 0.0%
Jefferson County 110 0.0%
La Crosse County 110 0.0%
Green Lake County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 114 applications in 2025, of which 82 were originated and 6 denied.

5.3% of all applications, or 5.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Farmers Savings Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology