Mound City Bank · Wisconsin · 2025

Mound City Bank in Wisconsin: approval rate, denial rate and rates (2025)

Mound City Bank took 302 mortgage applications in Wisconsin in 2025, ranking #118 of 938 lenders active in the state. It originated 86.8% of them and denied 2.0% (2.1% of the applications it decided), against a statewide denial rate of 14.0%.

302Applicationsin WI
2.1%Decision denial ratestate 16.4%
Median ratestate 6.63%
$185,000Median loanstate $165,000
$70MVolume24 counties

Mound City Bank in Wisconsin vs the state

2.0%Denial rate-12.02 pts vs state
2.1%Decision denial rate-14.29 pts vs state
86.8%Origination rate+18.60 pts vs state
Median rate
Rate spread (pts)
$106kMedian applicant income
262Loans originated
6Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231821602.8%6.99%#143
20253022622.0%#118

What Mound City Bank lends in Wisconsin

By loan purpose

Home purchase 173 57% · 1.7% denied
Refinance 89 29% · 2.3% denied
Cash-out refinance 19 6% · 5.3% denied
Home improvement 12 4% · 0.0% denied
Other / HELOC 9 3% · 0.0% denied

By loan type

Conventional 302 100% · 2.0% denied

Where in Wisconsin

Counties with the most Mound City Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Grant County 1341202 1.5%
Lafayette County 58492 3.4%
Iowa County 39301 2.6%
Dane County 35301 2.9%
Rock County 1090 0.0%
Green County 440 0.0%
Crawford County 220 0.0%
St. Croix County 220 0.0%
Walworth County 220 0.0%
Columbia County 220 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 302 applications in 2025, of which 262 were originated and 6 denied.

2.0% of all applications, or 2.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Mound City Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology