Largest lenders in Marinette County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Associated Bank | B | 117 | 71 | 30.8% | 7.00% |
| 2 | The Stephenson National Bank and Trust | B | 113 | 85 | 10.6% | — |
| 3 | Covantage Credit Union | B | 101 | 77 | 12.9% | 6.75% |
| 4 | First Colony Mortgage | A | 89 | 56 | 2.3% | 6.38% |
| 5 | Guaranteed Rate | B | 84 | 65 | 1.2% | 6.35% |
| 6 | Rocket Mortgage | C | 80 | 54 | 27.5% | 6.69% |
| 7 | CAPITAL Credit Union | A | 72 | 55 | 5.6% | 6.25% |
| 8 | PCM Credit Union | A | 66 | 58 | 6.1% | 5.93% |
| 9 | United Shore Financial Services | B | 66 | 53 | 6.1% | 6.50% |
| 10 | Nicolet National Bank | A | 66 | 55 | 4.6% | 7.38% |
| 11 | BMO Bank | F | 49 | 26 | 26.5% | 8.54% |
| 12 | FOX COMMUNITIES Credit Union | A | 42 | 28 | 9.5% | 6.13% |
| 13 | Zippy Loans | D | 39 | 17 | 25.6% | 8.00% |
| 14 | Mortgage Research Center | C | 39 | 20 | 30.8% | 6.25% |
| 15 | N.e.w. Credit Union | A | 38 | 37 | 2.6% | 5.49% |
| 16 | Pennymac Loan Services | C | 31 | 16 | 25.8% | 6.13% |
| 17 | Marine Credit Union | F | 29 | 15 | 24.1% | 8.75% |
| 18 | The Peshtigo National Bank | – | 27 | 25 | 3.7% | — |
| 19 | Freedom Mortgage | B | 26 | 14 | 3.9% | 6.25% |
| 20 | Flagstar Bank | C | 22 | 12 | 31.8% | 6.31% |
| 21 | AmeriSave Mortgage | D | 18 | 2 | 77.8% | 9.31% |
| 22 | Broker Solutions | D | 18 | 4 | 27.8% | 7.25% |
| 23 | Community First | A | 18 | 8 | 22.2% | 6.00% |
| 24 | University of Wisconsin Credit Union | A | 17 | 12 | 5.9% | 6.88% |
| 25 | Newrez | D | 16 | 5 | 31.3% | 6.99% |
Best approval odds in Marinette County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Guaranteed Rate | 68 | 1.5% |
| 2 | First Colony Mortgage | 66 | 3.0% |
| 3 | Nicolet National Bank | 58 | 5.2% |
| 4 | CAPITAL Credit Union | 65 | 6.2% |
| 5 | PCM Credit Union | 62 | 6.5% |
| 6 | United Shore Financial Services | 57 | 7.0% |
| 7 | The Stephenson National Bank and Trust | 112 | 10.7% |
| 8 | Covantage Credit Union | 90 | 14.4% |
| 9 | Rocket Mortgage | 76 | 29.0% |
| 10 | Associated Bank | 107 | 33.6% |
What Marinette County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Marinette County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,332 | 897 | 15.7% | 6.89% | $105,000 |
| 2024 | 1,545 | 1,021 | 15.7% | 6.88% | $125,000 |
| 2025 | 1,797 | 1,171 | 16.1% | 6.63% | $135,000 |
Frequently asked questions
16.1% of applications in Marinette County were denied in 2025, against 14.0% statewide in Wisconsin.
Associated Bank, with 117 applications in 2025 and a denial rate of 30.8%.
The median mortgage application in Marinette County in 2025 was for $135,000; the median property value on originated loans was $225,000.