The Peshtigo National Bank · Wisconsin · 2025

The Peshtigo National Bank in Wisconsin: approval rate, denial rate and rates (2025)

The Peshtigo National Bank took 79 mortgage applications in Wisconsin in 2025, ranking #281 of 938 lenders active in the state. It originated 81.0% of them and denied 6.3% (6.4% of the applications it decided), against a statewide denial rate of 14.0%.

79Applicationsin WI
6.4%Decision denial ratestate 16.4%
Median ratestate 6.63%
$125,000Median loanstate $165,000
$12MVolume11 counties

The Peshtigo National Bank in Wisconsin vs the state

6.3%Denial rate-7.68 pts vs state
6.4%Decision denial rate-9.95 pts vs state
81.0%Origination rate+12.86 pts vs state
Median rate
Rate spread (pts)
$105kMedian applicant income
64Loans originated
5Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202373636.9%#259
2024776411.7%#274
202579646.3%#281

What The Peshtigo National Bank lends in Wisconsin

By loan purpose

Home purchase 32 41% · 9.4% denied
Refinance 32 41% · 0.0% denied
Home improvement 6 8% · 0.0% denied
Other / HELOC 9 11% · 22.2% denied

By loan type

Conventional 79 100% · 6.3% denied

Why it denied Wisconsin applicants

Credit history 3 60%
Debt-to-income ratio 2 40%

Where in Wisconsin

Counties with the most The Peshtigo National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marinette County 27251 3.7%
Oconto County 25221 4.0%
Langlade County 16101 6.3%
Door County 220 0.0%
Calumet County 211 50.0%
Shawano County 220 0.0%
Eau Claire County 110 0.0%
Waupaca County 100 0.0%
Outagamie County 110 0.0%
Waushara County 101 100.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 79 applications in 2025, of which 64 were originated and 5 denied.

6.3% of all applications, or 6.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Peshtigo National Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology