Flagstar Bank in Wisconsin vs the state
27.2%Denial rate+13.17 pts vs state
33.3%Decision denial rate+16.97 pts vs state
53.3%Origination rate-14.82 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.24 pts vs state
$95kMedian applicant income
104Loans originated
53Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 599 | 352 | 22.5% | 7.13% | #64 |
| 2024 | 722 | 456 | 22.2% | 6.88% | #61 |
| 2025 | 195 | 104 | 27.2% | 6.63% | #163 |
What Flagstar Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Flagstar Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oconto County | 26 | 15 | 5 | 19.2% |
| Marinette County | 22 | 12 | 7 | 31.8% |
| Milwaukee County | 21 | 10 | 7 | 33.3% |
| Brown County | 16 | 11 | 4 | 25.0% |
| Walworth County | 9 | 5 | 2 | 22.2% |
| Waukesha County | 7 | 4 | 2 | 28.6% |
| Kenosha County | 7 | 0 | 4 | 57.1% |
| Winnebago County | 6 | 4 | 0 | 0.0% |
| Rock County | 5 | 4 | 1 | 20.0% |
| Marathon County | 5 | 3 | 2 | 40.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 195 applications in 2025, of which 104 were originated and 53 denied.
27.2% of all applications, or 33.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Flagstar Bank originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Flagstar Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology