First Colony Mortgage in Wisconsin vs the state
4.4%Denial rate-9.64 pts vs state
5.4%Decision denial rate-10.98 pts vs state
64.9%Origination rate-3.21 pts vs state
6.50%Median rate-0.13 pts vs state
0.19Rate spread (pts)+0.07 pts vs state
$93kMedian applicant income
802Loans originated
54Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 1,114 | 860 | 3.1% | 6.63% | #40 |
| 2025 | 1,235 | 802 | 4.4% | 6.50% | #40 |
What First Colony Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most First Colony Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brown County | 306 | 240 | 7 | 2.3% |
| Milwaukee County | 229 | 124 | 14 | 6.1% |
| Waukesha County | 109 | 68 | 4 | 3.7% |
| Marinette County | 89 | 56 | 2 | 2.2% |
| Outagamie County | 51 | 39 | 0 | 0.0% |
| Racine County | 39 | 22 | 2 | 5.1% |
| Washington County | 34 | 18 | 3 | 8.8% |
| Oconto County | 31 | 24 | 0 | 0.0% |
| Marathon County | 26 | 19 | 1 | 3.8% |
| Manitowoc County | 24 | 16 | 1 | 4.2% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,235 applications in 2025, of which 802 were originated and 54 denied.
4.4% of all applications, or 5.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans First Colony Mortgage originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are First Colony Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology