FOX COMMUNITIES Credit Union in Wisconsin vs the state
3.9%Denial rate-10.13 pts vs state
4.0%Decision denial rate-12.37 pts vs state
80.3%Origination rate+12.18 pts vs state
6.49%Median rate-0.13 pts vs state
0.19Rate spread (pts)+0.07 pts vs state
$89kMedian applicant income
2,442Loans originated
118Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,365 | 1,988 | 3.9% | 6.50% | #18 |
| 2024 | 2,709 | 2,223 | 4.8% | 6.74% | #15 |
| 2025 | 3,040 | 2,442 | 3.9% | 6.49% | #16 |
What FOX COMMUNITIES Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most FOX COMMUNITIES Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brown County | 924 | 759 | 42 | 4.5% |
| Outagamie County | 773 | 651 | 19 | 2.5% |
| Winnebago County | 323 | 248 | 12 | 3.7% |
| Waupaca County | 222 | 160 | 12 | 5.4% |
| Manitowoc County | 189 | 150 | 9 | 4.8% |
| Calumet County | 126 | 96 | 5 | 4.0% |
| Oconto County | 95 | 83 | 1 | 1.1% |
| Shawano County | 86 | 64 | 1 | 1.2% |
| Kewaunee County | 79 | 65 | 3 | 3.8% |
| Marinette County | 42 | 28 | 4 | 9.5% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 3,040 applications in 2025, of which 2,442 were originated and 118 denied.
3.9% of all applications, or 4.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans FOX COMMUNITIES Credit Union originated in Wisconsin in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are FOX COMMUNITIES Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology