Kewaunee County, Wisconsin · 2025

Mortgage lenders in Kewaunee County, WI: denial rates and top lenders (2025)

113 lenders acted on 805 mortgage applications for properties in Kewaunee County in 2025. 10.7% were denied (Wisconsin: 14.0%). Median rate on closed loans 6.63%; median loan $165,000; median property value $305,000.

805Applications
10.7%Denial ratestate 14.0%
6.63%Median ratestate 6.63%
$165,000Median loan
$305,000Median property value

Largest lenders in Kewaunee County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Nicolet National Bank A 8977 7.9%7.50%
2 FOX COMMUNITIES Credit Union A 7965 3.8%6.49%
3 Bank of Luxemburg B 6251 8.1%
4 CAPITAL Credit Union A 6148 6.6%6.06%
5 Rocket Mortgage C 3023 20.0%6.25%
6 United Shore Financial Services B 2921 0.0%6.45%
7 Bank First A 2824 7.1%7.25%
8 Community First A 2721 11.1%5.49%
9 Associated Bank B 2313 39.1%7.00%
10 First Colony Mortgage A 2220 0.0%6.56%
11 Marine Credit Union F 177 23.5%9.13%
12 Covantage Credit Union B 1511 0.0%6.50%
13 Summit Credit Union A 1412 7.1%6.69%
14 U.S. Bank D 128 16.7%6.50%
15 Guild Mortgage A 108 0.0%6.99%
16 Mld Mortgage A 1010 0.0%6.38%
17 Pennymac Loan Services C 96 0.0%5.63%
18 PCM Credit Union A 96 0.0%5.99%
19 Mortgage Research Center C 96 33.3%6.25%
20 BMO Bank F 98 11.1%8.46%
21 Nations Lending B 99 0.0%7.13%
22 Johnson Financial Group A 84 12.5%7.13%
23 Mission Loans D 81 25.0%8.25%
24 Coastal Community Bank C 84 0.0%14.24%
25 Movement Mortgage A 74 0.0%7.19%

Best approval odds in Kewaunee County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1FOX COMMUNITIES Credit Union783.9%
2CAPITAL Credit Union586.9%
3Nicolet National Bank848.3%
4Bank of Luxemburg578.8%

What Kewaunee County borrowers applied for

By loan purpose

Home purchase 305 38% · 8.5% denied
Refinance 126 16% · 7.9% denied
Cash-out refinance 148 18% · 15.5% denied
Home improvement 95 12% · 10.5% denied
Other / HELOC 131 16% · 13.0% denied

By loan type

Conventional 707 88% · 10.2% denied
FHA 50 6% · 14.0% denied
VA 44 5% · 13.6% denied
USDA / RHS 4 0% · 25.0% denied

Why applications were denied

Debt-to-income ratio 26 32%
Credit history 21 26%
Collateral 15 19%
Incomplete application 12 15%
Other 3 4%
Employment history 2 2%
Insufficient cash 1 1%
Unverifiable information 1 1%

Kewaunee County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202361443311.4%6.99%$135,000
202471351414.0%7.00%$135,000
202580558810.7%6.63%$165,000

Frequently asked questions

10.7% of applications in Kewaunee County were denied in 2025, against 14.0% statewide in Wisconsin.

Nicolet National Bank, with 89 applications in 2025 and a denial rate of 7.9%.

The median mortgage application in Kewaunee County in 2025 was for $165,000; the median property value on originated loans was $305,000.