Mld Mortgage in Wisconsin vs the state
0.5%Denial rate-13.47 pts vs state
0.6%Decision denial rate-15.79 pts vs state
91.9%Origination rate+23.70 pts vs state
6.49%Median rate-0.13 pts vs state
0.08Rate spread (pts)-0.04 pts vs state
$106kMedian applicant income
169Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 8 | 12.5% | 6.50% | #420 |
| 2024 | 12 | 11 | 0.0% | 7.13% | #458 |
| 2025 | 184 | 169 | 0.5% | 6.49% | #170 |
What Mld Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Mld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brown County | 102 | 96 | 0 | 0.0% |
| Manitowoc County | 13 | 13 | 0 | 0.0% |
| Outagamie County | 11 | 11 | 0 | 0.0% |
| Kewaunee County | 10 | 10 | 0 | 0.0% |
| Oconto County | 7 | 6 | 0 | 0.0% |
| Winnebago County | 5 | 4 | 0 | 0.0% |
| Marinette County | 4 | 3 | 0 | 0.0% |
| Walworth County | 3 | 2 | 1 | 33.3% |
| Dane County | 3 | 2 | 0 | 0.0% |
| Racine County | 3 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 184 applications in 2025, of which 169 were originated and 1 denied.
0.5% of all applications, or 0.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Mld Mortgage originated in Wisconsin in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Mld Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology