Coastal Community Bank in Wisconsin vs the state
2.5%Denial rate-11.52 pts vs state
3.3%Decision denial rate-13.06 pts vs state
30.8%Origination rate-37.33 pts vs state
10.99%Median rate+4.37 pts vs state
3.67Rate spread (pts)+3.55 pts vs state
$106kMedian applicant income
458Loans originated
37Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 391 | 174 | 1.5% | 14.62% | #91 |
| 2024 | 1,160 | 342 | 2.2% | 13.24% | #38 |
| 2025 | 1,486 | 458 | 2.5% | 10.99% | #35 |
What Coastal Community Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 226 | 73 | 3 | 1.3% |
| Waukesha County | 121 | 32 | 0 | 0.0% |
| Kenosha County | 85 | 32 | 2 | 2.4% |
| Brown County | 72 | 14 | 2 | 2.8% |
| Racine County | 68 | 19 | 3 | 4.4% |
| Dane County | 66 | 22 | 3 | 4.5% |
| Rock County | 56 | 17 | 0 | 0.0% |
| Washington County | 46 | 18 | 1 | 2.2% |
| Walworth County | 45 | 14 | 0 | 0.0% |
| Outagamie County | 42 | 14 | 1 | 2.4% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,486 applications in 2025, of which 458 were originated and 37 denied.
2.5% of all applications, or 3.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Coastal Community Bank originated in Wisconsin in 2025 was 10.99%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology