N.e.w. Credit Union · Wisconsin · 2025

N.e.w. Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

N.e.w. Credit Union took 173 mortgage applications in Wisconsin in 2025, ranking #178 of 938 lenders active in the state. It originated 98.3% of them and denied 1.7% (1.7% of the applications it decided), against a statewide denial rate of 14.0%.

173Applicationsin WI
1.7%Decision denial ratestate 16.4%
5.49%Median ratestate 6.63%
$115,000Median loanstate $165,000
$30MVolume10 counties

N.e.w. Credit Union in Wisconsin vs the state

1.7%Denial rate-12.28 pts vs state
1.7%Decision denial rate-14.63 pts vs state
98.3%Origination rate+30.12 pts vs state
5.49%Median rate-1.13 pts vs state
-0.80Rate spread (pts)-0.92 pts vs state
$90kMedian applicant income
170Loans originated
3Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202386833.5%6.00%#237
20241051050.0%5.99%#225
20251731701.7%5.49%#178

What N.e.w. Credit Union lends in Wisconsin

By loan purpose

Home purchase 34 20% · 0.0% denied
Refinance 60 35% · 0.0% denied
Cash-out refinance 65 38% · 3.1% denied
Other / HELOC 14 8% · 7.1% denied

By loan type

Conventional 173 100% · 1.7% denied

Why it denied Wisconsin applicants

Credit history 2 67%
Debt-to-income ratio 1 33%

Where in Wisconsin

Counties with the most N.e.w. Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oconto County 1021002 2.0%
Marinette County 37361 2.7%
Brown County 23230 0.0%
Shawano County 550 0.0%
Forest County 110 0.0%
Outagamie County 110 0.0%
Kewaunee County 110 0.0%
Calumet County 110 0.0%
Waukesha County 110 0.0%
Manitowoc County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 173 applications in 2025, of which 170 were originated and 3 denied.

1.7% of all applications, or 1.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans N.e.w. Credit Union originated in Wisconsin in 2025 was 5.49%, against a statewide median of 6.63%.

About this data. Figures are N.e.w. Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology