Wells Fargo Bank in Wisconsin vs the state
11.7%Denial rate-2.31 pts vs state
15.2%Decision denial rate-1.20 pts vs state
65.1%Origination rate-3.03 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)+0.08 pts vs state
$102kMedian applicant income
590Loans originated
106Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,088 | 595 | 22.5% | 6.63% | #33 |
| 2024 | 966 | 545 | 19.1% | 6.50% | #44 |
| 2025 | 906 | 590 | 11.7% | 6.63% | #55 |
What Wells Fargo Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Outagamie County | 117 | 98 | 5 | 4.3% |
| Milwaukee County | 89 | 42 | 19 | 21.3% |
| Winnebago County | 85 | 69 | 4 | 4.7% |
| Brown County | 71 | 50 | 5 | 7.0% |
| Waukesha County | 53 | 32 | 7 | 13.2% |
| Dane County | 52 | 31 | 8 | 15.4% |
| St. Croix County | 27 | 23 | 0 | 0.0% |
| Sheboygan County | 26 | 19 | 2 | 7.7% |
| Calumet County | 24 | 19 | 2 | 8.3% |
| Racine County | 22 | 10 | 6 | 27.3% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 906 applications in 2025, of which 590 were originated and 106 denied.
11.7% of all applications, or 15.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Wells Fargo Bank originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology