Ixonia Bank in Wisconsin vs the state
2.2%Denial rate-11.80 pts vs state
2.9%Decision denial rate-13.50 pts vs state
74.3%Origination rate+6.13 pts vs state
6.75%Median rate+0.13 pts vs state
0.53Rate spread (pts)+0.41 pts vs state
$102kMedian applicant income
1,245Loans originated
37Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 811 | 637 | 4.2% | 6.99% | #49 |
| 2024 | 1,052 | 807 | 3.2% | 6.88% | #43 |
| 2025 | 1,676 | 1,245 | 2.2% | 6.75% | #30 |
What Ixonia Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 544 | 388 | 9 | 1.7% |
| Waukesha County | 266 | 199 | 1 | 0.4% |
| Wood County | 85 | 60 | 6 | 7.1% |
| Marathon County | 67 | 45 | 3 | 4.5% |
| Washington County | 60 | 42 | 0 | 0.0% |
| Dane County | 53 | 44 | 0 | 0.0% |
| Racine County | 50 | 36 | 0 | 0.0% |
| Ozaukee County | 43 | 36 | 0 | 0.0% |
| Outagamie County | 40 | 33 | 0 | 0.0% |
| St. Croix County | 38 | 31 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,676 applications in 2025, of which 1,245 were originated and 37 denied.
2.2% of all applications, or 2.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Ixonia Bank originated in Wisconsin in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology