Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | JPMorgan Chase BankColumbus, OH | B | $3.9B | 13,574 | 9.7% | 6.49% |
| 2 | Guaranteed RateChicago, IL | B | $3.5B | 17,479 | 4.9% | 6.63% |
| 3 | United Shore Financial ServicesPlymouth, MI | B | $3.5B | 15,644 | 13.0% | 6.50% |
| 4 | Rocket MortgagePlymouth, MI | C | $2.6B | 16,971 | 19.7% | 6.75% |
| 5 | Crosscountry MortgageCleveland, OH | B | $1.9B | 8,779 | 4.5% | 6.75% |
| 6 | The Huntington National BankColumbus, OH | D | $1.4B | 8,226 | 31.9% | 6.99% |
| 7 | U.S. BankCincinnati, OH | D | $1.2B | 10,076 | 38.3% | 7.00% |
| 8 | Fairway Independent MortgageMadison, WI | B | $1.1B | 6,151 | 6.0% | 6.88% |
| 9 | Fifth Third BankCincinnati, OH | D | $1.0B | 8,628 | 32.1% | 7.50% |
| 10 | Loandepot.ComIrvine, CA | D | $950M | 7,019 | 17.7% | 6.88% |
| 11 | Barrington Bank & Trust CompanyBarrington, IL | C | $918M | 3,980 | 5.4% | 6.63% |
| 12 | GREENSTATE Credit UnionNorth Liberty, IA | B | $903M | 5,658 | 7.1% | 6.75% |
| 13 | Bank of AmericaCharlotte, NC | F | $884M | 6,817 | 33.5% | 5.99% |
| 14 | Mortgage Research CenterColumbia, MO | C | $836M | 5,914 | 16.0% | 6.25% |
| 15 | Broker SolutionsTustin, CA | D | $835M | 6,886 | 8.3% | 6.88% |
| 16 | BMO BankChicago, IL | F | $833M | 8,007 | 32.7% | 8.33% |
| 17 | OriginPointChicago, IL | B | $805M | 2,776 | 2.4% | 6.63% |
| 18 | CitibankSioux Falls, SD | B | $756M | 2,632 | 16.2% | 6.25% |
| 19 | American Pacific MortgageRoseville, CA | C | $752M | 3,209 | 6.9% | 6.75% |
| 20 | PNC BankWilmington, DE | D | $736M | 6,796 | 26.7% | 7.25% |
| 21 | Guild MortgageSan Diego, CA | A | $709M | 4,009 | 5.6% | 6.63% |
| 22 | Walker & DunlopBethesda, MD | C | $699M | 40 | 2.5% | 5.58% |
| 23 | Wells Fargo BankCharlotte, NC | B | $693M | 1,521 | 14.7% | 6.50% |
| 24 | Pennymac Loan ServicesWestlake Village, CA | C | $681M | 5,192 | 12.6% | 6.49% |
| 25 | Old National BankEvansville, IN | B | $666M | 3,859 | 26.8% | 6.25% |
| 26 | Union Home MortgageStrongsville, OH | B | $592M | 2,224 | 5.9% | 6.63% |
| 27 | A & N Mortgage ServicesSpringfield, IL | A | $543M | 1,332 | 0.0% | 6.63% |
| 28 | The Loan StoreSan Francisco, CA | B | $518M | 2,236 | 7.7% | 6.75% |
| 29 | Key Mortgage ServicesSchaumburg, IL | A | $484M | 1,767 | 2.9% | 6.75% |
| 30 | NewrezWilmington, DE | D | $459M | 6,033 | 21.9% | 6.75% |
| 31 | Associated BankGreen Bay, WI | B | $439M | 1,758 | 28.7% | 6.88% |
| 32 | Freedom MortgageBoca Raton, FL | B | $429M | 4,316 | 9.6% | 6.25% |
| 33 | Berkadia Commercial MortgageAmbler, PA | B | $421M | 17 | 0.0% | 5.46% |
| 34 | Greystone Servicing CompanyWarrenton, VA | D | $393M | 28 | 7.1% | 5.42% |
| 35 | Compass MortgageWinfield, IL | B | $387M | 1,456 | 2.0% | 6.75% |
| 36 | LowerColumbia, MD | C | $370M | 1,808 | 8.5% | 6.75% |
| 37 | Mutual of Omaha MortgageSan Diego, CA | C | $369M | 1,930 | 13.0% | 6.63% |
| 38 | Citizens Equity FirstPeoria, IL | B | $364M | 4,229 | 10.6% | 7.25% |
| 39 | CIBC Bank USAChicago, IL | B | $357M | 367 | 9.5% | 6.25% |
| 40 | Lennar MortgageMiami, FL | A | $354M | 1,245 | 7.0% | 5.50% |
| 41 | First American BankElk Grove Village, IL | C | $342M | 3,511 | 28.3% | 7.00% |
| 42 | Guaranteed Rate AffinityChicago, IL | A | $338M | 1,685 | 6.5% | 6.73% |
| 43 | Rf Renovo Management CompanyChicago, IL | B | $334M | 761 | 0.4% | 9.99% |
| 44 | Lument Real Estate CapitalDover, DE | C | $333M | 39 | 12.8% | 5.71% |
| 45 | Nationstar MortgageCoppell, TX | C | $316M | 2,970 | 15.1% | 7.88% |
| 46 | Navy Federal Credit UnionVienna, VA | D | $316M | 3,739 | 25.9% | 7.34% |
| 47 | Flat Branch MortgageColumbia, MO | A | $314M | 2,088 | 1.6% | 6.63% |
| 48 | Wintrust BankChicago, IL | A | $309M | 314 | 2.6% | — |
| 49 | Towne MortgageTroy, MI | B | $305M | 1,273 | 2.7% | 6.63% |
| 50 | Cbre Multifamily CapitalWilmington, DE | A | $303M | 8 | 0.0% | 5.39% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
