The Loan Store in Illinois vs the state
7.7%Denial rate-9.47 pts vs state
8.2%Decision denial rate-13.44 pts vs state
78.1%Origination rate+19.35 pts vs state
6.75%Median rate0.00 pts vs state
0.31Rate spread (pts)-0.07 pts vs state
$146kMedian applicant income
1,746Loans originated
171Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 256 | 179 | 9.4% | 7.13% | #183 |
| 2024 | 1,432 | 1,079 | 5.7% | 6.88% | #55 |
| 2025 | 2,236 | 1,746 | 7.7% | 6.75% | #40 |
What The Loan Store lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 1,001 | 728 | 93 | 9.3% |
| DuPage County | 352 | 294 | 15 | 4.3% |
| Will County | 298 | 249 | 27 | 9.1% |
| Lake County | 249 | 208 | 17 | 6.8% |
| Kane County | 105 | 90 | 3 | 2.9% |
| McHenry County | 70 | 57 | 5 | 7.1% |
| Kendall County | 70 | 55 | 3 | 4.3% |
| Winnebago County | 15 | 8 | 3 | 20.0% |
| McLean County | 14 | 10 | 0 | 0.0% |
| Champaign County | 10 | 6 | 2 | 20.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 2,236 applications in 2025, of which 1,746 were originated and 171 denied.
7.7% of all applications, or 8.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans The Loan Store originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology