The Huntington National Bank in Illinois vs the state
31.9%Denial rate+14.78 pts vs state
36.7%Decision denial rate+15.04 pts vs state
52.9%Origination rate-5.83 pts vs state
6.99%Median rate+0.24 pts vs state
0.37Rate spread (pts)-0.01 pts vs state
$112kMedian applicant income
4,352Loans originated
2,624Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9,695 | 4,783 | 34.8% | 7.63% | #3 |
| 2024 | 9,353 | 4,661 | 35.1% | 7.82% | #5 |
| 2025 | 8,226 | 4,352 | 31.9% | 6.99% | #8 |
What The Huntington National Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 5,284 | 2,711 | 1,749 | 33.1% |
| DuPage County | 920 | 515 | 260 | 28.3% |
| Will County | 583 | 305 | 189 | 32.4% |
| Lake County | 567 | 333 | 155 | 27.3% |
| Kane County | 326 | 188 | 97 | 29.8% |
| McHenry County | 220 | 121 | 81 | 36.8% |
| Kendall County | 70 | 39 | 22 | 31.4% |
| Winnebago County | 50 | 20 | 22 | 44.0% |
| DeKalb County | 44 | 28 | 11 | 25.0% |
| Kankakee County | 17 | 7 | 5 | 29.4% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
| Broker Solutions | D | 6,886 | 8.3% | 6.88% |
Frequently asked questions
Illinois: 8,226 applications in 2025, of which 4,352 were originated and 2,624 denied.
31.9% of all applications, or 36.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans The Huntington National Bank originated in Illinois in 2025 was 6.99%, against a statewide median of 6.75%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology