Largest lenders in Will County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Guaranteed Rate | B | 1,598 | 946 | 5.1% | 6.75% |
| 2 | United Shore Financial Services | B | 1,399 | 1,042 | 12.1% | 6.37% |
| 3 | Rocket Mortgage | C | 1,379 | 1,008 | 17.0% | 6.88% |
| 4 | BMO Bank | F | 1,048 | 589 | 27.8% | 8.60% |
| 5 | JPMorgan Chase Bank | B | 975 | 645 | 9.4% | 6.49% |
| 6 | U.S. Bank | D | 695 | 306 | 40.9% | 8.20% |
| 7 | Fifth Third Bank | D | 646 | 330 | 31.6% | 7.75% |
| 8 | PNC Bank | D | 610 | 332 | 26.4% | 7.49% |
| 9 | Crosscountry Mortgage | B | 608 | 373 | 4.6% | 6.75% |
| 10 | The Huntington National Bank | D | 583 | 305 | 32.4% | 6.94% |
| 11 | Loandepot.Com | D | 561 | 361 | 16.6% | 6.81% |
| 12 | Pulte Mortgage | A | 519 | 360 | 10.6% | 6.50% |
| 13 | Newrez | D | 518 | 173 | 22.2% | 6.75% |
| 14 | Bank of America | F | 499 | 186 | 37.3% | 5.99% |
| 15 | Old National Bank | B | 494 | 291 | 27.7% | 6.24% |
| 16 | Coastal Community Bank | C | 486 | 111 | 2.3% | 10.99% |
| 17 | Fairway Independent Mortgage | B | 443 | 296 | 7.5% | 6.88% |
| 18 | American Pacific Mortgage | C | 424 | 342 | 2.8% | 6.75% |
| 19 | GREENSTATE Credit Union | B | 405 | 293 | 7.4% | 7.00% |
| 20 | Pennymac Loan Services | C | 399 | 196 | 12.8% | 6.56% |
| 21 | Freedom Mortgage | B | 387 | 155 | 9.8% | 6.25% |
| 22 | First American Bank | C | 349 | 199 | 30.1% | 7.25% |
| 23 | Numark Credit Union | C | 349 | 219 | 20.3% | 7.50% |
| 24 | Lennar Mortgage | A | 319 | 261 | 6.6% | 5.38% |
| 25 | Nationstar Mortgage | C | 314 | 198 | 18.5% | 8.44% |
Best approval odds in Will County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Pacor Mortgage | 55 | 0.0% |
| 2 | Homeland Mortgage | 60 | 0.0% |
| 3 | Point Mortgage | 54 | 0.0% |
| 4 | The Anderson Financial Group | 61 | 0.0% |
| 5 | Gold Star Mortgage Financial Group | 72 | 0.0% |
| 6 | Key Mortgage Services | 123 | 0.8% |
| 7 | Grundy Bank | 65 | 1.5% |
| 8 | A&D Mortgage | 52 | 1.9% |
| 9 | Primelending, a Plainscapital | 51 | 2.0% |
| 10 | Compass Mortgage | 137 | 2.2% |
What Will County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Will County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 22,380 | 12,866 | 19.2% | 6.99% | $195,000 |
| 2024 | 25,473 | 14,717 | 18.8% | 6.99% | $215,000 |
| 2025 | 28,315 | 16,624 | 17.1% | 6.75% | $235,000 |
Frequently asked questions
17.1% of applications in Will County were denied in 2025, against 17.1% statewide in Illinois.
Guaranteed Rate, with 1,598 applications in 2025 and a denial rate of 5.1%.
The median mortgage application in Will County in 2025 was for $235,000; the median property value on originated loans was $395,000.