Nationstar Mortgage in Illinois vs the state
15.1%Denial rate-2.07 pts vs state
18.0%Decision denial rate-3.68 pts vs state
66.7%Origination rate+7.99 pts vs state
7.88%Median rate+1.13 pts vs state
2.41Rate spread (pts)+2.03 pts vs state
$106kMedian applicant income
1,982Loans originated
447Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,399 | 882 | 18.0% | 6.49% | #55 |
| 2024 | 2,357 | 1,499 | 16.5% | 7.50% | #33 |
| 2025 | 2,970 | 1,982 | 15.1% | 7.88% | #32 |
What Nationstar Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 1,075 | 691 | 179 | 16.7% |
| Will County | 314 | 198 | 58 | 18.5% |
| DuPage County | 255 | 177 | 29 | 11.4% |
| Lake County | 198 | 127 | 33 | 16.7% |
| Kane County | 195 | 140 | 21 | 10.8% |
| McHenry County | 148 | 105 | 16 | 10.8% |
| Kendall County | 95 | 72 | 11 | 11.6% |
| Winnebago County | 69 | 43 | 13 | 18.8% |
| St. Clair County | 66 | 45 | 9 | 13.6% |
| Madison County | 59 | 42 | 4 | 6.8% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 2,970 applications in 2025, of which 1,982 were originated and 447 denied.
15.1% of all applications, or 18.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Nationstar Mortgage originated in Illinois in 2025 was 7.88%, against a statewide median of 6.75%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology