Loandepot.Com in Illinois vs the state
17.7%Denial rate+0.56 pts vs state
22.2%Decision denial rate+0.50 pts vs state
60.4%Origination rate+1.68 pts vs state
6.88%Median rate+0.13 pts vs state
0.73Rate spread (pts)+0.35 pts vs state
$87kMedian applicant income
4,241Loans originated
1,241Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,261 | 3,176 | 16.9% | 6.88% | #13 |
| 2024 | 6,096 | 3,521 | 18.7% | 6.99% | #11 |
| 2025 | 7,019 | 4,241 | 17.7% | 6.88% | #10 |
What Loandepot.Com lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 3,492 | 2,097 | 557 | 16.0% |
| Will County | 561 | 361 | 93 | 16.6% |
| DuPage County | 418 | 281 | 50 | 12.0% |
| Lake County | 376 | 213 | 69 | 18.4% |
| Kane County | 373 | 245 | 55 | 14.7% |
| Kendall County | 171 | 119 | 17 | 9.9% |
| LaSalle County | 167 | 126 | 19 | 11.4% |
| McHenry County | 165 | 100 | 31 | 18.8% |
| Winnebago County | 141 | 74 | 35 | 24.8% |
| St. Clair County | 103 | 53 | 35 | 34.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Broker Solutions | D | 6,886 | 8.3% | 6.88% |
Frequently asked questions
Illinois: 7,019 applications in 2025, of which 4,241 were originated and 1,241 denied.
17.7% of all applications, or 22.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Loandepot.Com originated in Illinois in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology