Fifth Third Bank in Illinois vs the state
32.1%Denial rate+15.02 pts vs state
39.3%Decision denial rate+17.64 pts vs state
47.7%Origination rate-11.09 pts vs state
7.50%Median rate+0.75 pts vs state
0.55Rate spread (pts)+0.17 pts vs state
$110kMedian applicant income
4,111Loans originated
2,773Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,797 | 2,442 | 29.8% | 8.00% | #14 |
| 2024 | 5,979 | 2,966 | 30.1% | 8.24% | #13 |
| 2025 | 8,628 | 4,111 | 32.1% | 7.50% | #7 |
What Fifth Third Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 4,075 | 1,726 | 1,452 | 35.6% |
| DuPage County | 1,091 | 599 | 284 | 26.0% |
| Lake County | 733 | 345 | 193 | 26.3% |
| Will County | 646 | 330 | 204 | 31.6% |
| Kane County | 618 | 316 | 200 | 32.4% |
| McHenry County | 438 | 225 | 130 | 29.7% |
| Kendall County | 236 | 139 | 74 | 31.4% |
| Winnebago County | 91 | 53 | 28 | 30.8% |
| Jefferson County | 74 | 48 | 20 | 27.0% |
| Williamson County | 63 | 35 | 18 | 28.6% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
| Broker Solutions | D | 6,886 | 8.3% | 6.88% |
Frequently asked questions
Illinois: 8,628 applications in 2025, of which 4,111 were originated and 2,773 denied.
32.1% of all applications, or 39.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Fifth Third Bank originated in Illinois in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology