Broker Solutions in Illinois vs the state
8.3%Denial rate-8.84 pts vs state
13.6%Decision denial rate-8.12 pts vs state
52.0%Origination rate-6.74 pts vs state
6.88%Median rate+0.13 pts vs state
0.68Rate spread (pts)+0.29 pts vs state
$85kMedian applicant income
3,581Loans originated
570Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,702 | 1,274 | 9.2% | 6.75% | #26 |
| 2024 | 5,734 | 2,907 | 9.4% | 7.00% | #14 |
| 2025 | 6,886 | 3,581 | 8.3% | 6.88% | #11 |
What Broker Solutions lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 1,878 | 840 | 175 | 9.3% |
| Madison County | 481 | 313 | 30 | 6.2% |
| Champaign County | 453 | 315 | 22 | 4.9% |
| St. Clair County | 333 | 195 | 32 | 9.6% |
| Will County | 311 | 136 | 26 | 8.4% |
| DuPage County | 301 | 152 | 12 | 4.0% |
| Lake County | 280 | 124 | 16 | 5.7% |
| Macon County | 275 | 184 | 20 | 7.3% |
| McHenry County | 198 | 107 | 10 | 5.1% |
| Kane County | 172 | 83 | 17 | 9.9% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 6,886 applications in 2025, of which 3,581 were originated and 570 denied.
8.3% of all applications, or 13.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Broker Solutions originated in Illinois in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology