Crosscountry Mortgage in Illinois vs the state
4.5%Denial rate-12.61 pts vs state
6.4%Decision denial rate-15.25 pts vs state
63.8%Origination rate+5.05 pts vs state
6.75%Median rate0.00 pts vs state
0.50Rate spread (pts)+0.12 pts vs state
$119kMedian applicant income
5,600Loans originated
396Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,782 | 4,200 | 2.5% | 6.88% | #10 |
| 2024 | 7,749 | 5,020 | 2.8% | 6.88% | #9 |
| 2025 | 8,779 | 5,600 | 4.5% | 6.75% | #6 |
What Crosscountry Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 4,589 | 2,880 | 199 | 4.3% |
| Lake County | 892 | 588 | 30 | 3.4% |
| DuPage County | 680 | 452 | 34 | 5.0% |
| Will County | 608 | 373 | 28 | 4.6% |
| Kane County | 449 | 300 | 29 | 6.5% |
| McHenry County | 312 | 220 | 15 | 4.8% |
| Kendall County | 161 | 101 | 3 | 1.9% |
| Winnebago County | 145 | 96 | 5 | 3.4% |
| Vermilion County | 91 | 70 | 2 | 2.2% |
| Adams County | 87 | 69 | 3 | 3.4% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
| Broker Solutions | D | 6,886 | 8.3% | 6.88% |
Frequently asked questions
Illinois: 8,779 applications in 2025, of which 5,600 were originated and 396 denied.
4.5% of all applications, or 6.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Crosscountry Mortgage originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology