Largest lenders in DuPage County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Guaranteed Rate | B | 1,660 | 1,024 | 2.9% | 6.63% |
| 2 | JPMorgan Chase Bank | B | 1,432 | 955 | 8.8% | 6.38% |
| 3 | United Shore Financial Services | B | 1,372 | 1,075 | 9.5% | 6.50% |
| 4 | Rocket Mortgage | C | 1,216 | 912 | 13.7% | 6.75% |
| 5 | Fifth Third Bank | D | 1,091 | 599 | 26.0% | 7.50% |
| 6 | BMO Bank | F | 1,049 | 558 | 26.5% | 8.25% |
| 7 | U.S. Bank | D | 945 | 510 | 29.8% | 7.83% |
| 8 | The Huntington National Bank | D | 920 | 515 | 28.3% | 7.44% |
| 9 | Bank of America | F | 745 | 362 | 25.5% | 5.99% |
| 10 | Crosscountry Mortgage | B | 680 | 452 | 5.0% | 6.88% |
| 11 | PNC Bank | D | 626 | 348 | 25.7% | 7.74% |
| 12 | Fairway Independent Mortgage | B | 580 | 399 | 4.5% | 6.88% |
| 13 | DuPage Credit Union | C | 562 | 339 | 26.0% | 7.50% |
| 14 | GREENSTATE Credit Union | B | 552 | 364 | 6.2% | 6.99% |
| 15 | First American Bank | C | 526 | 345 | 23.2% | 7.00% |
| 16 | Newrez | D | 459 | 156 | 17.7% | 6.99% |
| 17 | Loandepot.Com | D | 418 | 281 | 12.0% | 6.99% |
| 18 | Coastal Community Bank | C | 417 | 96 | 1.4% | 9.99% |
| 19 | Compass Mortgage | B | 402 | 338 | 1.0% | 6.75% |
| 20 | The Loan Store | B | 352 | 294 | 4.3% | 6.63% |
| 21 | American Pacific Mortgage | C | 328 | 262 | 5.2% | 6.63% |
| 22 | Guild Mortgage | A | 324 | 253 | 5.3% | 6.75% |
| 23 | Pennymac Loan Services | C | 323 | 191 | 8.1% | 6.50% |
| 24 | Barrington Bank & Trust Company | C | 312 | 228 | 3.5% | 6.49% |
| 25 | Broker Solutions | D | 301 | 152 | 4.0% | 6.88% |
Best approval odds in DuPage County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Morgan Stanley Private Bank | 57 | 0.0% |
| 2 | Homeland Mortgage | 81 | 0.0% |
| 3 | A & N Mortgage Services | 110 | 0.0% |
| 4 | Guaranteed Rate Affinity | 111 | 0.0% |
| 5 | United Home Loans | 106 | 0.9% |
| 6 | Key Mortgage Services | 213 | 0.9% |
| 7 | Compass Mortgage | 345 | 1.2% |
| 8 | Bay Equity | 58 | 1.7% |
| 9 | Coastal Community Bank | 317 | 1.9% |
| 10 | Towne Mortgage | 78 | 2.6% |
What DuPage County borrowers applied for
By loan purpose
By loan type
Why applications were denied
DuPage County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 23,625 | 14,000 | 16.4% | 7.00% | $225,000 |
| 2024 | 26,658 | 15,885 | 17.5% | 6.99% | $245,000 |
| 2025 | 29,764 | 18,219 | 14.8% | 6.75% | $255,000 |
Frequently asked questions
14.8% of applications in DuPage County were denied in 2025, against 17.1% statewide in Illinois.
Guaranteed Rate, with 1,660 applications in 2025 and a denial rate of 2.9%.
The median mortgage application in DuPage County in 2025 was for $255,000; the median property value on originated loans was $465,000.