Compass Mortgage in Illinois vs the state
2.0%Denial rate-15.13 pts vs state
2.4%Decision denial rate-19.30 pts vs state
81.4%Origination rate+22.65 pts vs state
6.75%Median rate0.00 pts vs state
0.43Rate spread (pts)+0.05 pts vs state
$121kMedian applicant income
1,185Loans originated
29Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,553 | 1,167 | 4.4% | 6.88% | #46 |
| 2024 | 1,191 | 977 | 3.1% | 6.88% | #64 |
| 2025 | 1,456 | 1,185 | 2.0% | 6.75% | #61 |
What Compass Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Compass Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DuPage County | 402 | 338 | 4 | 1.0% |
| Cook County | 316 | 234 | 11 | 3.5% |
| Kane County | 164 | 134 | 2 | 1.2% |
| Will County | 157 | 134 | 3 | 1.9% |
| Kendall County | 68 | 59 | 0 | 0.0% |
| DeKalb County | 63 | 56 | 0 | 0.0% |
| McHenry County | 44 | 38 | 0 | 0.0% |
| Lake County | 42 | 36 | 1 | 2.4% |
| McLean County | 41 | 30 | 1 | 2.4% |
| Peoria County | 18 | 18 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 1,456 applications in 2025, of which 1,185 were originated and 29 denied.
2.0% of all applications, or 2.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Compass Mortgage originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Compass Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology