Towne Mortgage in Illinois vs the state
2.7%Denial rate-14.45 pts vs state
2.8%Decision denial rate-18.88 pts vs state
82.2%Origination rate+23.43 pts vs state
6.63%Median rate-0.13 pts vs state
0.46Rate spread (pts)+0.08 pts vs state
$101kMedian applicant income
1,046Loans originated
34Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 433 | 327 | 6.0% | 7.13% | #127 |
| 2024 | 1,298 | 1,043 | 3.7% | 6.75% | #60 |
| 2025 | 1,273 | 1,046 | 2.7% | 6.63% | #67 |
What Towne Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 631 | 509 | 18 | 2.9% |
| Lake County | 128 | 103 | 1 | 0.8% |
| Will County | 98 | 78 | 3 | 3.1% |
| DuPage County | 80 | 72 | 2 | 2.5% |
| McHenry County | 72 | 63 | 2 | 2.8% |
| Kane County | 65 | 56 | 2 | 3.1% |
| Whiteside County | 22 | 15 | 0 | 0.0% |
| Knox County | 21 | 18 | 1 | 4.8% |
| DeKalb County | 18 | 17 | 1 | 5.6% |
| Winnebago County | 15 | 12 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 1,273 applications in 2025, of which 1,046 were originated and 34 denied.
2.7% of all applications, or 2.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Towne Mortgage originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology