DuPage Credit Union in Illinois vs the state
28.3%Denial rate+11.13 pts vs state
32.9%Decision denial rate+11.22 pts vs state
56.7%Origination rate-2.03 pts vs state
7.50%Median rate+0.75 pts vs state
0.28Rate spread (pts)-0.10 pts vs state
$148kMedian applicant income
558Loans originated
278Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 835 | 526 | 24.4% | 7.75% | #76 |
| 2024 | 994 | 576 | 26.9% | 7.75% | #75 |
| 2025 | 984 | 558 | 28.3% | 7.50% | #78 |
What DuPage Credit Union lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most DuPage Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DuPage County | 562 | 339 | 146 | 26.0% |
| Kane County | 114 | 70 | 26 | 22.8% |
| Will County | 111 | 59 | 37 | 33.3% |
| Cook County | 87 | 31 | 37 | 42.5% |
| Kendall County | 49 | 28 | 14 | 28.6% |
| Lake County | 22 | 7 | 9 | 40.9% |
| McHenry County | 13 | 10 | 3 | 23.1% |
| DeKalb County | 6 | 5 | 1 | 16.7% |
| LaSalle County | 3 | 2 | 0 | 0.0% |
| Grundy County | 3 | 1 | 1 | 33.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 984 applications in 2025, of which 558 were originated and 278 denied.
28.3% of all applications, or 32.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans DuPage Credit Union originated in Illinois in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are DuPage Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology