Barrington Bank & Trust Company in Illinois vs the state
5.4%Denial rate-11.77 pts vs state
7.2%Decision denial rate-14.52 pts vs state
68.3%Origination rate+9.58 pts vs state
6.63%Median rate-0.13 pts vs state
0.33Rate spread (pts)-0.05 pts vs state
$124kMedian applicant income
2,719Loans originated
213Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,574 | 2,379 | 6.4% | 6.75% | #19 |
| 2024 | 3,883 | 2,579 | 5.2% | 6.88% | #21 |
| 2025 | 3,980 | 2,719 | 5.4% | 6.63% | #23 |
What Barrington Bank & Trust Company lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 2,174 | 1,424 | 144 | 6.6% |
| Lake County | 502 | 351 | 16 | 3.2% |
| DuPage County | 312 | 228 | 11 | 3.5% |
| Will County | 245 | 171 | 14 | 5.7% |
| Kane County | 202 | 141 | 11 | 5.4% |
| McHenry County | 184 | 136 | 0 | 0.0% |
| Winnebago County | 105 | 84 | 2 | 1.9% |
| Kendall County | 48 | 34 | 2 | 4.2% |
| DeKalb County | 20 | 18 | 0 | 0.0% |
| Grundy County | 16 | 8 | 1 | 6.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 3,980 applications in 2025, of which 2,719 were originated and 213 denied.
5.4% of all applications, or 7.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Barrington Bank & Trust Company originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology