Coastal Community Bank in Illinois vs the state
2.4%Denial rate-14.68 pts vs state
3.3%Decision denial rate-18.34 pts vs state
24.9%Origination rate-33.85 pts vs state
10.49%Median rate+3.74 pts vs state
3.40Rate spread (pts)+3.02 pts vs state
$125kMedian applicant income
1,213Loans originated
119Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,815 | 713 | 1.1% | 14.24% | #37 |
| 2024 | 3,229 | 822 | 1.6% | 12.49% | #28 |
| 2025 | 4,874 | 1,213 | 2.4% | 10.49% | #19 |
What Coastal Community Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 1,779 | 449 | 62 | 3.5% |
| Will County | 486 | 111 | 11 | 2.3% |
| DuPage County | 417 | 96 | 6 | 1.4% |
| Lake County | 347 | 69 | 7 | 2.0% |
| Kane County | 281 | 72 | 6 | 2.1% |
| McHenry County | 174 | 44 | 4 | 2.3% |
| Winnebago County | 130 | 33 | 4 | 3.1% |
| Kendall County | 108 | 33 | 3 | 2.8% |
| St. Clair County | 87 | 26 | 1 | 1.1% |
| Madison County | 85 | 21 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 4,874 applications in 2025, of which 1,213 were originated and 119 denied.
2.4% of all applications, or 3.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Coastal Community Bank originated in Illinois in 2025 was 10.49%, against a statewide median of 6.75%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology